Blog

If you have serious financial problems, contact a bankruptcy attorney now.  Waiting to contact a bankruptcy attorney could cost you a lot of money!  Here’s why: A couple I’ll call Bob and Ann came to me asking for help with the unaffordable credit card and medical debts that they’d accumulated.  A chapter 7 bankruptcy would […]

Do you have serious financial problems but are embarrassed to use bankruptcy in order to solve them?  Don’t be! You should not be embarrassed by using bankruptcy to fix your financial problems. It is completely understandable that you are embarrassed because you can’t pay your debts, because you feel like you have failed in making good […]

Do you have you unaffordable credit card debt? If so, bankruptcy can eliminate that debt. You can discharge your credit card and other dischargeable debts with a chapter 7 bankruptcy, usually without paying anything for those debts. Many people are solicited for credit cards as soon as they turn 18 years old. At that age, […]

Did you know that bankruptcy can eliminate your old tax debts?  Tax debts for tax years where the tax return was due at least 3 years before the bankruptcy case is filed can be eliminated as long as you filed your tax return for those taxes at least 2 years before filing bankruptcy! Generally, taxes owed […]

Do you have serious financial problems, but you’re afraid that filling bankruptcy would ruin your credit?  Don’t be!  Filing bankruptcy can fix your credit in addition to its main benefit of getting rid of your debts. First, if you are behind on your bills, your credit is not your biggest problem.  Not paying bills can […]

Do you have serious financial problems but are embarrassed to consider bankruptcy as a solution?  Don’t be!  Many famous people, including Donald Trump, have filed bankruptcy.  In fact, Donald Trump has filed bankruptcy multiple times, and the long list of famous people who have filed goes way beyond him.  In fact, Donald Trump is not […]

If you have serious debt problems and are about to get married, you should file bankruptcy before you get married.  This could be the best wedding gift that you give to your fiance!  Bankruptcy could get rid of your debts so that they don’t hinder your marriage and your new spouse. Many married people often […]

If you need to fix your debts, filing bankruptcy to get rid of them is much better than committing fraud.  What do I mean by that?  Simply that many people think that they can give money or title to property like houses and cars to other people in order to avoid creditors. One problem with […]

What is bankruptcy debt consolidation?  It is commonly known as chapter 13 bankruptcy.  You can lower your total debt payments, like credit card and medical debts, by consolidating your debts.  There are many debt consolidation companies, but a lot of them will rip you off and none of them can give you the legal protections you […]

If someone contacts you and tries to get you to pay a tax debt, this could be a scam.  Beginning April 2017, the IRS contracted with private collection agencies to try to collect taxes that the IRS has not been able to collect.  You might be able to get rid of tax debts in bankruptcy. […]