Bankruptcy Will Not Ruin Your Credit

Do you have serious financial problems, but you’re afraid that filling bankruptcy would ruin your credit?  Don’t be!  Filing bankruptcy can fix your credit in addition to its main benefit of getting rid of your debts. First, if you are behind on your bills, your credit is not your biggest problem.  Not paying bills can […]

Don’t Be Embarrassed To Consider Bankruptcy

Do you have serious financial problems but are embarrassed to consider bankruptcy as a solution?  Don’t be!  Many famous people, including Donald Trump, have filed bankruptcy.  In fact, Donald Trump has filed bankruptcy multiple times, and the long list of famous people who have filed goes way beyond him.  In fact, Donald Trump is not […]

File Bankruptcy Before You Get Married

If you have serious debt problems and are about to get married, you should file bankruptcy before you get married.  This could be the best wedding gift that you give to your fiance!  Bankruptcy could get rid of your debts so that they don’t hinder your marriage and your new spouse. Many married people often […]

Fix Debts by Filing Bankruptcy Instead of Committing Fraud

If you need to fix your debts, filing bankruptcy to get rid of them is much better than committing fraud.  What do I mean by that?  Simply that many people think that they can give money or title to property like houses and cars to other people in order to avoid creditors. One problem with […]

Get Rid of Your Debts with Bankruptcy Debt Consolidation

What is bankruptcy debt consolidation?  It is commonly known as chapter 13 bankruptcy.  You can lower your total debt payments, like credit card and medical debts, by consolidating your debts.  There are many debt consolidation companies, but a lot of them will rip you off and none of them can give you the legal protections you […]

Don’t Get Scammed By Phony Tax Collectors

If someone contacts you and tries to get you to pay a tax debt, this could be a scam.  Beginning April 2017, the IRS contracted with private collection agencies to try to collect taxes that the IRS has not been able to collect.  You might be able to get rid of tax debts in bankruptcy. […]

Choosing A Bankruptcy Attorney

Do you need to choose a bankruptcy attorney?  If so you should make your choice wisely.  Many people go price-shopping for a bankruptcy attorney, but this is definitely the wrong way to choose one.  Think about this: Would you choose a doctor this way? The best way to choose an attorney is to find one […]

Avoid Serious Income Tax Problems

Do you have a serious income tax problem with the IRS and/or California Franchise Tax Board (FTB)?  If so please contact our office so that we can help, but you’re obviously much better off avoiding these problems to begin with.  Some tax debts can be dealt with in bankruptcy, but if that doesn’t work for […]

Don’t Let Fear of Bankruptcy Cause Foreclosure

Do you hesitate to file bankruptcy because you are concerned about your credit, even if you are in foreclosure?  Are you more concerned about your credit or the stigma of filing bankruptcy than about saving your home?  Don’t laugh; I have a case like that right now. Marge (not her real name) filed chapter 13 […]

Can You File Bankruptcy Without A Lawyer?

The short answer is yes, but filing bankruptcy without a lawyer can be very financially dangerous.  Of course it is tempting for people in bad enough financial situations that they need to file bankruptcy to try to save money, but that savings must be weighed against the potential risks of making mistakes that could cost […]