General

Are you negotiating with a creditor to try to lower your debt?  Some people do this because they can’t or don’t want to file bankruptcy.  However, negotiating yourself without an attorney can cost you a lot more money than an attorney would cost. A current client who I’ll call Barb (not her real name) wanted […]

Do you have a personal injury, but also have a fear of medical treatments or doctors?  You’re not alone, and for good reason!  Medical treatments can be painful and otherwise unpleasant, and prescription drugs and treatment drugs like cortisone may have bad side effects.  It also takes time and effort to go to the doctor, […]

Most people don’t worry about having adequate auto insurance to protect themselves. They just buy auto insurance because they’re required to do so in order to protect others, and don’t give it much more thought.  However, you do need to think about having adequate auto insurance to protect yourself. Part of your auto insurance policy […]

Many small business owners got EIDL (Economic Injury Disaster Loans) during COVID.  Many of those people are unable to repay those loans, especially the larger ones.  These loans were administered through the Small Business Administration (SBA), and the SBA is now coming after people to repay these loans.  Many of these business owners are now […]

You may now discharge student loans in bankruptcy. As most of you reading this know, you can’t discharge these in bankruptcy unless you can prove that repaying them would cause you a major hardship.  In the past, that hardship was extremely difficult to prove, so hardship discharges for student loans in bankruptcies were rare. The […]

Do you have a personal injury, but also have a dislike of medical treatments or doctors?  You’re not alone, and for good reason!  Medical treatments can be painful and otherwise unpleasant, and prescription drugs and treatment drugs like cortisone may have bad side effects.  It also takes time and effort to go to the doctor, […]

Demand adequate medical services!  Many of my clients have to fight for the medical services they need.  Unfortunately, in this area we have more of a financial system than a medical system, and medical service providers don’t like providing expensive services.  For example, one client fell and seriously injured his knee.  His knee was X-rayed, […]

Are you negotiating with a creditor to try to lower your debt?  Some people do this because they can’t or don’t want to file bankruptcy.  However, negotiating yourself without an attorney can cost you a lot more money than an attorney would cost. A current client who I’ll call Barb (not her real name) wanted […]

For a personal injury, be sure to tell your doctor everything after you are injured.  Don’t fail to mention any aches or pains, or any other injuries.  This is not the time to be macho or stoic.  Not only is this necessary so you can get adequate medical care, but it’s also necessary in order […]

You can file bankruptcy to prevent foreclosure.  Don’t wait to get help to save your house.  Waiting until the last second could prevent you from getting the help you need. I got a call on a Friday afternoon from a person facing foreclosure the following Tuesday.  While it was still possible to file a chapter […]