You can file bankruptcy to prevent foreclosure. Don’t wait to get help to save your house. Waiting until the last second could prevent you from getting the help you need.
I got a call on a Friday afternoon from a person facing foreclosure the following Tuesday. While it was still possible to file a chapter 13 bankruptcy for this person to save their home, waiting until the last second made doing so very difficult for everyone. The person had to immediately take a credit counseling course so that we would have the certificate needed to file the bankruptcy. Unfortunately, the person’s child had a medical emergency and the person was unable to take the required credit counseling course. This home was lost because the person waited too long to get help with their foreclosure problem.
To prevent foreclosure, contact a bankruptcy lawyer today. You don’t want to wait until the last second and have a much higher risk of losing your home.